Dynamic Routing analyzes every transaction in real time and routes it through the acquiring bank or payment processor most likely to approve it. This minimizes failures and ensures customers enjoy a reliable checkout experience.
XPay evaluates key parameters such as country, currency, amount, and card type at the time of payment.
Based on these factors, it automatically selects the most suitable acquiring partner or payment gateway to process the transaction.
If a gateway is temporarily unavailable or returns a decline, XPay reroutes the payment instantly through an alternate provider, maintaining continuity and success.
By routing transactions through optimal channels, Dynamic Routing helps merchants reduce declines caused by network issues, regional restrictions, or acquirer limitations.
Configure priorities between multiple acquirers to manage fees and performance. XPay ensures that transactions follow the path that delivers the best balance between cost and reliability.
Access detailed analytics from your dashboard to track acceptance rates, acquirer success ratios, and the impact of routing rules on your transactions.
Dynamic Routing helps merchants maintain high success rates, lower transaction costs, and deliver a frictionless payment experience across markets.
.svg)