BIN Discounts

Reward the Right Customers Automatically

Create tailored discounts for specific banks and card types. Improve conversions and customer loyalty with real-time BIN recognition at checkout.

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What Are BIN Discounts?

Smarter rewards built into your payment flow

Every card carries a unique Bank Identification Number (BIN). XPay uses this to identify the issuing bank and automatically apply the right discount when a customer pays — no codes or manual input required.

Drive Conversions with Smart Rewards

Customers are more likely to complete their payment when they see a discount applied automatically to their card type.

Drive Conversions

Encourage faster purchases with visible savings. Customers are more likely to complete payment when they see a discount applied automatically.

Strengthen Loyalty

Reward cardholders that matter most. Offer exclusive discounts to customers using premium or partner bank cards to foster repeat purchases.

Flexible Control

Easily manage offers from one dashboard. Select banks, card networks, or types. Adjust rates and validity instantly without coding.

Real-Time Insights

Know what drives your performance. Access data on active discounts and top-performing BINs to optimize your marketing strategies.

Why It Matters

BIN Discounts help merchants reward customers automatically while strengthening partnerships with banks and payment providers.

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BIN Discounts

Reward the Right Customers Automatically

Get Started with XPay

What Are BIN Discounts?

Smarter rewards built into your payment flow

How It Works

A simple process behind every smart offer

Step1 — Identify the BIN

Step 2 — Apply the Offer

Step3 — Track the Results

Drive Conversions with Smart Rewards

Drive Conversions

Strengthen Loyalty

Flexible Control

Real-Time Insights

Why It Matters

Smarter Payments

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